Pancyprian Co-Operative Health Fund Ltd was incorporated in 1961 as a non-profit organization, aiming to provide medical Insurance cover to the employees of Co-Operative organizations with a very low premium. Since year 2018, the members of the Health fund, consist of employees of Commercial Co-Operatives, Hellenic Bank Public Ltd, KEDIPES, Do Value and other financial organizations, with the option to include in the Insurance medical plan, their spouse and children.

The Health Fund also manage an In-patient Health Plan with Universal Life Insurance Ltd which can reimburse up to €1,000,000 medical expenses that may incurred in Cyprus or abroad. The Health fund is under the supervision of The Commissioner of Co-Operative Societies and complies with the Provisions of The Co-operative Companies Law and the related Regulations. The Board and staff of the Health fund, carry out their duties with a high sense of responsibility and try to provide their members with high quality service, having always in mind the human right to have access to proper health care.